Carrier
Balboa Insurance Company
Admitted "A" (XI) rated carrier by A.M. Best Company
States
AZ, TX
Product Info
Personal Property
- Limits avaliable - $10,000, $20,000, $30,000 and $40,000.
- Earthquake coverage avaliable for additional premium.
- Renters protection covers household possessions against: Fire, Smoke, Vandalism, Windstorm, Lightning and Forced-Entry Theft.
Personal Liability
- $25,000 coverage included for personal liability claims made against the insured for bodliy injury or property damage.
- Limit can be increased to $50,000 or $100,000 for an additional premium.
- $25,000 limit on animal liability.
Special Limits of Liability
- $500 coverage for each of the following categories: Jewelry and furs, sliverware, guns and photographic equipment.
- $2,000 coverage for each of the following categories: Computer equipment and electronic equipment designed to reproduce audio or video transmissions.
Deductibles:
- $250 per covered loss for all coverage amounts.
- 10% of the personal property coverage amount for earthquake losses.
Coverage Highlights
Limits:
- Replacement cost coverage included for all policies.
- Pays the cost to repair or replace most covered items.
Also included
- Guest medical payments - $500 per person/$10,000 per accident.
- Additional emergency living expenses coverage - Up to 20% of personal property coverage amount.
- Annual and monthly bliling options.
This product is available on Arrowhead Exchange
Arrowhead Exchange is our secure online portal where producers can quote and submit new business and service existing policies. This easy-to-use online facility helps streamline new business and post-sale tasks.
Click here to learn more about the benefits of Arrowhead Exchange.
AZ Rate Chart:
Personal Property and Liability Coverage Amounts
|
Liability limit $25,000 |
Liability limit $50,00 |
Liability limit $100,00 |
| Limit |
Monthly |
Annual |
Monthly |
Annual |
Monthly |
Annual |
| $10,000 |
$12.67 |
$152.00 |
$13.42 |
$161.00 |
$14.08 |
$169.00 |
| $20,000 |
$19.17 |
$230.00 |
$19.92 |
$239.00 |
$20.58 |
$247.00 |
| $30,000 |
$25.67 |
$308.00 |
$26.42 |
$317.00 |
$27.08 |
$325.00 |
| $40,000 |
$32.17 |
$386.00 |
$32.92 |
$395.00 |
$33.58 |
$403.00 |
TX Rate Chart:
Step 1 - Choose personal property and mold limit
Personal Property and Mold Limit
|
0% Mold |
25% Mold |
50% Mold |
100% Mold |
| Limit |
Monthly |
Annual |
Monthly |
Annual |
Monthly |
Annual |
Monthly |
Annual |
| $10,000 |
$15.02 |
$180.24 |
$17.57 |
$210.84 |
$18.47 |
$221.64 |
$19.23 |
$230.76 |
| $20,000 |
$23.12 |
$277.44 |
$27.05 |
$324.60 |
$28.43 |
$341.16 |
$29.61 |
$355.32 |
| $30,000 |
$30.05 |
$360.60 |
$35.16 |
$421.92 |
$36.95 |
$443.40 |
$38.48 |
$461.76 |
| $40,000 |
$38.15 |
$457.80 |
$44.64 |
$535.68 |
$46.91 |
$562.92 |
$48.85 |
$586.20 |
Step 2 - Choose liability limit, then add liability premium to step 1
Personal Property Liability Limit
| Personal Liability |
Monthly |
Annual |
| $25,000 |
Included |
Included |
| $50,000 |
$0.75 |
$9.00 |
| $100,000 |
$1.45 |
$17.40 |
Animal Liability is limited to $25,000