Carrier

Meritplan Insurance Company

Admitted, "A" (XI) rated carrier by A.M. Best Company

States

CA

Product Info

Personal Property

• Limits available - $10,000, $20,000, $30,000 and $40,000.
• Earthquake coverage available for additional premium.
• Renters protection covers household possessions against: Fire, Smoke, Vandalism, Windstorm, Lightning and Forced-Entry Theft.

Personal Liability

• $25,000 coverage included for personal liability claims made against the insured for bodily injury or property damage.
• Limit can be increased to $50,000 or $100,000 for an additional premium.
• $25,000 limit on animal liability.

Special Limits of Liability

• $500 coverage for each of the following categories: Jewelry and furs, silverware, guns and photographic equipment.
• $2,000 coverage for each of the following categories: Computer equipment and electronic equipment designed to reproduce audio or video transmissions.

Deductibles:

• $250 per covered loss for all coverage amounts.
• 10% of the personal property coverage amount for earthquake losses.

Coverage Highlights

• Replacement cost coverage included for all policies.
• Pays the cost to repair or replace most covered items.
• Guest medical payments up to $500 per person/$10,000 per accident.
• Additional emergency living expenses coverage up to 20% of personal property coverage amount.
• Annual and monthly billing options available

Also Included

• Guest medical payments up to $500 per person/$10,000 per accident.
• Additional emergency living expenses coverage up to 20% of personal property coverage amount.
• Annual and monthly billing options available

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