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Personal Products

Dwelling Fire DP3

Product Info

Arrowhead ‘s Dwelling Fire (DP3) program is a stand-alone product offering competitive rates for one to four family dwellings, with coverage A limits available up to $1 million. With no maximum limit on the number of dwellings per customer and competitive discounts and coverage endorsements available, Arrowhead can be your go-to market for rental and investment properties.

You’ll find rating, quoting and binding with Arrowhead is quick and easy using our online portal. Coverage highlights vary by state.

  • Online quoting, application and endorsement submission via ArrowheadExchange.com
  • Online access to producer copies of policy documents
  • Producer reports, including new business, cancellations, pending cancellations, endorsements, reinstatements and transaction summary
  • Policyholder online payments with credit card or checking account
  • Integrated brush mapping, distance to coast verification, protection class determination, CLUE and credit reports at point-of-sale depending on state and program
  • 24/7 claims service through third party administrator
Centauri Specialty Insurance Company
Universal North American Insurance Company
AL, AZ, CA, HI, LA, NV, NC, OR, SC, TX

Coverage highlights vary by state. Choose your state to review the details.

Alabama

  • Coverage A limits up to $1 million
  • All dwellings located outside of Zone 1 of the wind pool or over 2,500 feet from the coast are eligible to obtain coverage with wind
  • Consideration for prior losses
  • One and two-family dwellings
  • Equipment Breakdown Coverage available
  • Credits – Accredited builder, new purchase, building code, secured community/building, full pay, protective devices, wind mitigation – complete window and opening protection, hip roof, flat tile, fortified for safer homes, financial responsibility, personal status, companion policy, HardiePlank siding, certified property manager and renovation

Arizona

  • Coverage A limits up to $1 million
  • 50% extended replacement cost available by endorsement
  • Stand-alone program
  • No maximum number of dwellings
  • Consideration for prior losses
  • One to four family dwellings
  • Equipment breakdown coverage available
  • Credits: Protective devices, age of dwelling, three-year claims free, multi-policy

California

  • Coverage A limits up to $1 million
  • 25% or 50% extended replacement cost options available for all homes 1930 and newer
  • Stand-alone program
  • No maximum number of dwellings
  • $2,500 of owners’ contents coverage included
  • 25% and 50% Ordinance or Law Options
  • Consideration for prior losses
  • One to four family dwellings
  • Equipment breakdown coverage available
  • Credits: Protective devices, renovation, preferred builder

Hawaii

  • Coverage A limits up to $3 million
  • 125% extended replacement cost available
  • Consideration for prior losses
  • Stand-alone program
  • No maximum number of dwellings
  • One to four family dwellings
  • Equipment breakdown coverage available
  • HI Credits: Claims free (renewals), protective devices, multi-policy

Lousiana

  • Coverage A limits from $125,000 to $1,000,000
  • All dwellings located outside of the wind pool are eligible to obtain coverage with wind
  • Consideration for prior losses
  • One to four family dwellings
  • Equipment Breakdown Coverage available
  • Credits: Accredited Builder, New Purchase, Secured Community/Building, Protective Devices, Renovated Home, Wind Mitigation, Full Pay

Nevada

  • Coverage A limits up to $1 million
  • 50% extended replacement cost available by endorsement
  • Stand-alone program
  • No maximum number of dwellings
  • Consideration for prior losses
  • One to four family dwellings
  • Equipment breakdown coverage available
  • Credits: Protective devices, age of dwelling, three-year claims free, multi-policy

North Carolina (Landlord Protection Policy)

  • Coverage A limits up to $1,000,000
  • Ex-wind in the wind pool territory
  • Stand-alone program, primary not required
  • No max on the number of dwellings
  • 25% extended replacement cost available by endorsement
  • One to four family dwellings
  • Optional Premises Liability coverage up to $500,000
  • $2500 of contents coverage included
  • Equipment Breakdown Coverage available
  • Credits: Protective devices and multi-policy

Oregon

  • Coverage A limits up to $750,000
  • 50% extended replacement cost available by endorsement
  • Stand-alone program
  • No maximum number of dwellings
  • Consideration for prior losses
  • One to four family dwellings
  • Equipment breakdown coverage available
  • Credits: Protective devices, age of dwelling, three-year claims free(renewals)

South Carolina

  • Coverage A limits up to $1,000,000
  • Ex-wind in the wind pool territory
  • Stand-alone program, primary not required
  • No max on the number of dwellings
  • 25% extended replacement cost available by endorsement
  • Optional Premises Liability coverage up to $500,000 liability
  • One to four family dwellings
  • $2500 of contents coverage included
  • Equipment Breakdown Coverage available
  • Credits: Protective devices, multi-policy and mitigation

Texas

  • Coverage A limits up to $1 million
  • Stand-alone program, primary not required
  • No max on the number of dwellings
  • Optional Premises Liability coverage up to $500,000 liability, $500 med pay
  • One to four family dwellings
  • $2500 of contents coverage included
  • Credits: Protective devices, impact resistive roofs, thirty-six month loss free and multi-policy

Target Market

Property owners with one to four family dwellings.

How to quote

This product is available on Arrowhead Exchange.

Arrowhead Exchange is our secure online portal where producers can quote and submit new business and service existing policies. This easy-to-use online platform helps streamline new business and post-sale tasks.

Learn more about the benefits of Arrowhead Exchange.

Not yet appointed with Arrowhead? Start here.

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