Personal Products
Homeowners HO3
Product Info
It’s easy to rate, quote and bind your client’s homeowner’s policy online using our 24/7 portal.
- Online quoting, application and endorsement submission via ArrowheadExchange.com
- Online access to producer copies of policy documents
- Producer reports, including new business, cancellations, pending cancellations, endorsements, reinstatements and transaction summary
- Policyholder online payments with credit card or checking account
- Integrated brush mapping, distance to coast verification, protection class determination, CLUE and credit reports at point-of-sale depending on state and program
- 24/7 claims service through third party administrator
Universal North America Insurance Company
CA, CT, DE, NJ, NY, NC, SC, TX, VA
Coverage highlights vary by state. Choose your state to review the details.
California
Carrier
Universal North America Insurance Company
Coverage Highlights
- Coverage A limits up to $1 million
- 25% or 50% extended replacement cost options available for all homes 1930 and newer.
- Consideration for prior losses
- Unsupported seasonal secondary dwelling acceptable
- One to four family dwellings
- ID Theft Coverage available
- Equipment breakdown coverage available
- Credits: Companion auto policy, new home, tile roof, five-year claim-free, protective devices, guarded gate community, mature homeowner, new purchase, renovation, complete restoration
Connecticut
Carrier
Universal North America Insurance Company
Coverage Highlights
- Coverage A limits up to $1 million
- 25% Extended Replacement Cost available by endorsement for all homes 1930 and newer
- Consideration for prior losses
- Unsupported seasonal secondary dwelling acceptable
- One to four family dwellings
- ID theft coverage available
- Equipment breakdown coverage available
- Credits: Protective devices, renovation, new home, mitigation, mature homeowner/tenant, three- and five-year claims free, wind loss mitigation, hurricane roof straps, renewal and multi-policy
Delaware
Carrier
Universal North America Insurance Company
Coverage Highlights
- Coverage A limits up to $1 million
- 125% Extended Replacement Cost available by endorsement for all homes 1930 and newer
- Consideration for prior losses
- Unsupported seasonal secondary dwelling acceptable
- One to four family dwellings
- ID theft coverage available
- Equipment breakdown coverage available
- Credits: Protective devices, new home, new purchase, mature homeowner, renewal, three and five-year claim free, storm shutters and hurricane roof straps
New Jersey
Carrier
Universal North America Insurance Company
Coverage Highlights
- Coverage A limits up to $1 million
- 125% Extended Replacement Cost available by endorsement for all homes 1930 and newer
- Consideration for prior losses
- Unsupported seasonal secondary dwelling acceptable
- One to four family dwellings
- ID theft coverage available
- Equipment breakdown coverage available
- Credits: Protective devices, new home, new purchase, mature homeowners, renovation, renewal and five-year claims free
New York
Carrier
Universal North America Insurance Company
Coverage Highlights
- Coverage A limits up to $1 million
- 125% Extended Replacement Cost available by endorsement for all homes 1930 and newer
- Consideration for prior losses
- Unsupported seasonal secondary dwelling acceptable
- One and two family dwellings
- ID theft coverage available
- Equipment breakdown coverage available
- Credits: Protective devices, new home, storm shutters (in designated territories), mature homeowner, renovation and multi-policy
North Carolina
Carrier
Universal North America Insurance Company
Coverage Highlights
- Coverage A limits up to $1 million
- Dwellings located in wind-pool territories are eligible for coverage ex-wind
- 125% extended replacement cost available by endorsement
- One to four family dwellings accepted
- Secondary dwellings acceptable on a stand-alone basis
- Older homes accepted with updates
- Consideration for prior losses
- New home credit
- Protective devices credits
- Replacement cost on contents available
- Water back-up coverage available
- Personal injury coverage available
South Carolina
Carrier
Universal Insurance Company of North America
Coverage Highlights
- Coverage A limits up to $1 million
- All dwellings located outside of the wind pool are eligible to obtain coverage with wind
- Earthquake coverage available
- 25% Extended Replacement Cost available by endorsement for all homes 1930 and newer
- Older homes acceptable with updates
- Consideration for prior losses
- Unsupported Seasonal Secondary Dwelling acceptable
- One to four family dwellings
- ID Theft coverage available
- Equipment Breakdown coverage available
- Credits: New Home, New Purchase, Claims Free (renewals), Protective Devices, Mature Homeowner, Multi-Policy, Storm Mitigation, Companion Auto
Texas (HOB/HOA+)
Carrier
Universal Insurance Company of North America
Coverage Highlights
- Coverage A limits up to $1 million
- HOB policy available on any age dwelling
- 125% or 150% Extended Replacement Cost available by endorsement
- Older homes acceptable with updates
- Consideration for prior losses
- ID Theft Coverage available
- Equipment Breakdown Coverage available
- Credits New Home, Claims Free, Protective Devices and Impact Resistant Roofs
Virginia
Carrier
Universal Insurance Company of North America
Coverage Highlights
- Coverage A limits up to $1 million
- 125% Extended Replacement Cost available by endorsement for all homes 1930 and newer
- Consideration for prior losses
- Unsupported seasonal secondary dwelling acceptable
- One to four family dwellings
- ID theft coverage available
- Equipment breakdown coverage available
- Credits: Protective devices, mature homeowner, three-year & five-year claims free, storm shutters, hurricane roof straps, multi-policy, new purchase and platinum community
Target Market
Homeowners in multiple states (view states at left).
How to quote
This is a closed program at this time.