Personal Products

North Carolina HO3

Product Info

You can rate, quote and bind your North Carolina homeowners policies online anytime, 24/7, using our online portal.

  • Online quoting, application and endorsement submission via ArrowheadExchange.com
  • Online access to producer copies of policy documents
  • Producer reports, including new business, cancellations, pending cancellations, endorsements, reinstatements and transaction summary
  • Policyholder online payments with credit card or checking account
  • Integrated brush mapping, distance to coast verification, protection class determination, CLUE and credit reports at point-of-sale depending on state and program
  • 24/7 claims service through third party administrator
Universal North America Insurance Company

Coverage Highlights

  • Coverage A limits up to $1 million
  • Dwellings located in wind-pool territories are eligible for coverage ex-wind
  • 125% extended replacement cost available by endorsement
  • One to four family dwellings accepted
  • Secondary dwellings acceptable on a stand-alone basis
  • Older homes accepted with updates
  • Consideration for prior losses
  • New home credit
  • Protective devices credits
  • Replacement cost on contents available
  • Water back-up coverage available
  • Personal injury coverage available

Target Market

North Carolina homeowners

How to quote

This North Carolina homeowners product is available on Arrowhead Exchange.

Arrowhead Exchange is our secure online portal where producers can quote and submit new business and service existing policies. This easy-to-use online platform helps streamline new business and post-sale tasks.

Learn more about the benefits of Arrowhead Exchange.

Not yet appointed with Arrowhead? Start here.

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