Personal Products

Oklahoma HO3/HO2

Product Info

In Oklahoma, our Homeowner’s product is HO3 or H02. You can rate, quote and bind online anytime, 24/7, using our online portal.

  • Online quoting, application and endorsement submission via ArrowheadExchange.com
  • Online access to producer copies of policy documents
  • Producer reports, including new business, cancellations, pending cancellations, endorsements, reinstatements and transaction summary
  • Policyholder online payments with credit card or checking account
  • Integrated brush mapping, distance to coast verification, protection class determination, CLUE and credit reports at point-of-sale depending on state and program
  • 24/7 claims service through third party administrator
Centauri Specialty Insurance Company

Coverage Highlights

  • Coverage A limits up to $1 million
  • Replacement Cost of Roofs 5 years old and newer available in the HO3 program
  • 25% Extended Replacement Cost available in the HO3 program
  • Dwellings 75 years of age and newer
  • No limit on water damage for homes 50 years of age and newer
  • Incidental Farming Liability
  • Up to 10 farm animals or saddle animals (excluding poultry) acceptable
  • Credits – Secured Community/Building, 55 and retired, Approved Roof Surface, Protective Devices, Full Pay
  • Optional Endorsements HO3 only – Water Back Up and Sump Overflow, Special Personal Property Coverage, Premier and Premier Plus Packages, Identity Fraud Expense Coverage and Equipment Breakdown

Target Market

Oklahoma homeowners, dwellings 75 years or newer

How to quote

This product is available on Arrowhead Exchange.

Arrowhead Exchange is our secure online portal where producers can quote and submit new business and service existing policies. This easy-to-use online platform helps streamline new business and post-sale tasks.

Learn more about the benefits of Arrowhead Exchange.

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