Manufactured Housing

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Manufactured Housing

Product Info

Insurance for manufactured home communities and dealers, RV parks and destination RV resorts

Broad coverage. Competitive rates. A+ carrier.

Arrowhead offers Property & Liability for manufactured home communities, dealers and RV parks, with enhanced coverage for the industry’s unique exposures. Turn to us for multi-state coverage, property CAT exposure availability, competitive rates, admitted paper.

Why choose Arrowhead?

  • Business income coverage available
  • Extended period of indemnity available
  • Coverage for communities with owned rental units
  • Coverage extended to homes being set up off site for manufactured home dealers
  • CAT property availability for tough to place exposures
  • Exclusive markets: AIG programs; A.M. Best rating of A (Excellent), XV
    • Lexington Insurance Company; A.M. Best rating of A (Excellent), XV
    • Granite State Insurance Company; A.M. Best rating of A (Excellent), XV
    • Illinois National Insurance Co.; A.M. Best rating of A (Excellent), XV
    • National Union Fire Insurance Company of Pittsburg, PA.; A.M. Best rating of A (Excellent), XV
    • New Hampshire Insurance Company; A.M. Best rating of A (Excellent), XV

Ratings as of December 2021

AIG Programs
AL, AK, AZ, AR, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

Coverage Highlights

  • Availability for difficult to place property on CAT exposed accounts
  • Multi-state coverage and competitive rates on admitted paper
  • Business income coverage responds to loss of income resulting from direct damage to non-owned homes in your community and optional extended period of indemnity
  • General liability extensions giving aggregate limits per location and automatic additional insured wording
  • Automobile and umbrella coverage available
  • Coverage available for RV parks
  • Coverage available for communities with owned rental units
  • Debris removal included; refer to endorsement for specific limits
  • Property extension includes: fences, signs, ordinance and law, money and securities, employee dishonesty, sewer or drain water back-up; refer to endorsement for specific limits
  • Terrorism included
  • Dealer physical damage coverage on homes for sale
  • Monthly reporting options on dealer physical damage
  • No limitation of coverage to designated premises for manufactured home dealers
  • Coverage available for manufactured home dealers with used home sales

Target Market

  • Manufactured home communities
  • Manufactured home dealers
  • RV parks
  • Destination RV resorts

How to quote

Contact Jackie Miller JMiller@ArrowheadGrp.com, (P) 602.648.7274, (F) 877.248.7551