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commercial products

Automotive Aftermarket

Product Info

Instant quotes. Competitive rates. Comprehensive coverage.

Arrowhead’s Express Package program combines specialized commercial insurance coverage with decades of industry experience, formerly written by Universal Underwriters. This garage package policy includes Property/GL, Commercial Auto and Commercial Umbrella.

  • Commercial Property/GL (required), Commercial Auto and Umbrella Liability
  • Accounts up to $125,000 considered
  • Instant online quotes for eligible accounts up to $50,000
  • Schedule up to 25 units on the commercial auto
  • Loaner vehicles acceptable
  • Incidental used auto sales, gas sales, car washes and roadside repair
  • Incidental towing acceptable (up to three units)
  • Auto detailing and window tinting
  • Shuttle service within general area of repair facility
  • Limited used tire sales
  • Vehicle driving radius up to 200 miles
  • Multiple direct billing options available
Zurich
AL, AZ, AR, CA, CO, CT, DC, DE, GA, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, UT, VT, VA, WA, WV, WI, WY

Coverage Highlights

Property and General Liability

  • Garage and General Liability
    • Mechanics E&O (no additional cost)
    • Employee Benefits liability
  • Building Income and Extra Expense – Actual Loss Sustained
  • Equipment Breakdown Protection
  • Building and Business Personal Property
    • Includes foundation and glass
    • No coinsurance provisions
    • Coverage for vacant land and leased properties
    • Employee Tools, Exterior Signs, Ordinance or Law, Demolition Costs and Debris Removal
    • Crime – Employee Dishonesty, Forgery or Alteration
    • Customer Complaint Defense option

Commercial Auto

  • Business auto liability and physical damage
  • Garage keeper’s liability (direct or legal liability basis)
    • Blanket Waiver of Subrogation available
  • Dealer/Repair/Transport tags

Commercial Umbrella

  • Umbrella liability limits up to $5 million

Target Market

  • General automotive repair
  • Auto body & collision repair
  • Retail tire stores
  • Auto parts & accessories stores (new parts)
  • Oil & lube shops
  • Brake, transmission and muffler shops
  • Auto glass repair/installation
  • Vehicle sound/alarm system installation

How to quote

All new business accounts in the Express Package platform must be submitted through our secure online quoting portal, www.ArrowheadExchange.com. Renewal accounts for the Express Package platform are automatically issued 30-90 days from the policy’s expiration date. Take advantage of the many features our secure online portal offers:

  • Enter new business submissions up to $125,000 in total account premium
  • Eligible accounts below $50,000 will receive instant online quotes with the option to bind coverage
  • Setup recurring EFT sweep for qualifying customers
  • Setup notifications when policy output has generated (recommended to receive automatically issued renewals)
  • Review transaction history, verify policy information and obtain documents
  • Pull commission statements, marketing tools, servicing resources and contact information

Not yet appointed with Arrowhead? Start here.

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