Workers’ Compensation

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Workers’ Compensation

Construction workers working on scaffolding

Product Info

Arrowhead Workers’ Compensation Program creates innovative insurance solutions that deliver underwriting integrity and expertise. Our team is committed to your growth and success by providing exceptional service through a culture based on valued relationships.

Coverage Highlights

Workers’ Compensation Program Highlights

  • Monoline workers’ compensation program offered in AL, AZ, CA, GA, KS, NV, NC, SC, and TN
  • Online submissions with instant quotes on eligible accounts
  • Qualifying accounts can access
    • Onsite safety evaluations
    • Safety videos and training
    • OSHA assistance
    • Printed safety materials
    • Return-to-work programs
  • Added-value services (varies by carrier)
  • Fully integrated line of claims and cost-containment services:
    • 24/7 online, real time claims reporting, loss runs and plan of actions
    • Online medical provider portal
    • Claim service agreements and dedicated adjusters
    • Bilingual staff
    • Advanced reporting services
    • Lowered client costs with integrated technology
    • Aggressive fraud fighting

Commercial Auto Program Highlights

  • Target Premium Range – $2,500 to $50,000 in total premium**
  • California Coverage – available outside of California if vehicle count represents less than 10% of the total.
  • Target Risks with 1 to 20 power units and GVW of <20,000 lbs. with a radius of 100 miles**
  • 12-month Policy Term with direct billing
  • Will accept Mid-Term moves with an in-force Arrowhead Work Comp Policy
  • Services provided by your same dedicated Work Comp team
  • Online submission through
  • ID cards and Certificates of Insurance to be issued by the broker
  • Companion product to our Workers’ Compensation program
  • Target industry: Construction

** Exceptions can be considered with underwriter review.

Target Market

  • Agriculture
  • Automotive Service & Repair
  • Construction/Contractors
  • Habitation
  • Hospitality
  • Manufacturing
  • Mercantile
  • Office & Professional Services
  • Restaurants
  • Transportation/Delivery
  • Trucking (up to 500 mile radius)

How to quote

Workers’ Compensation Underwriting Requirements

  • Multi-state and OOS can now be submitted through
  • Submit new business and renewal accounts through
  • Submitted applications must include a supplemental application, 3-4 years of currently valued loss runs and an updated Acord 130
  • No submission will be accepted without all required documents
  • Underwriting will respond as promptly as possible

Quick Quotes

  • Instant quotes are available on eligible accounts
  • No documents required until the time of binding

Commercial Auto Underwriting Requirements

  • New or Renewal submissions must include Commercial Auto ACORD applications – (ACORD 125, ACORD 127, ACORD 137)
  • Loss runs currently valued within 120 days of the proposed effective date
  • Supplemental general underwriting questions completed in Arrowhead Exchange
  • MVRs on all drivers, including those driving their personal vehicle on company business due at time of submission