Specialty Products
All Risk – E&S Commercial Property
Product Info
Arrowhead’s All Risk Program offers broad and flexible coverage terms designed to meet clients’ requirements, with superior service from receipt of application to policy issuance.
We offer solutions for both large and small commercial property risks. Our small commercial property product is for accounts with TIV under $20M.
*This product is written through Arrowhead Specialty Insurance Services, LLC, a DBA for Arrowhead Insurance Risk Managers, LLC formerly known as Arrowhead Specialty Underwriting, LLC. CA License #0J05874 | GA License #174269
Coverage Highlights
- Targeting primary and excess, shared and layered programs, as well as ground up placements
- Broad and flexible coverage terms designed to meet clients’ requirements, with superior service from receipt of application to policy issuance and subsequent servicing
- All Risk limits available, up to $200 million
- Sublimits for Flood, Earthquake and Boiler & Machinery
- National and regional schedules, including coastal
- Minimum Premium: $50,000
Small Property Coverage Highlights
- $1M – $20M TIV per location, maximum $25M any one schedule
- Hurricane exposed wind risks from Texas to Maine (excluding wind in Florida)
- All Risk (ex. flood and EQ), Wind Only, Ex wind & All Risks (ex. flood)
- Low hazard commercial occupancies
- Minimum Premium: $15,000
Target Market
- Office buildings
- Medical facilities, including nursing homes and assisted living
- Condominiums (greater than 70% owner occupied)
- Retail
- Schools
- Hotels/Motels
- Churches and other membership organizations
- Restaurants
- Lessor risk schedules
- Banks
- Municipalities
- Light manufacturing
- Apartments (Excess only on garden-style)
- Apartments (Primary/Excess on MNC or better construction)
Excluded classes:
- Heavy manufacturing
- Oil & fuels
- Railroads
- Mining
- Food processing
- Wood products
- Transmission & distribution
- Recycling
- Distributors
- Vacant Buildings
Small Property Target Market
- Real Estate (offices, shopping centers, retail, strip malls)
- Medical Facilities (nursing homes, assisted living, hospitals)
- Condominiums (>70% owner occupied)
- Hotels/Motels
- Banks
- Warehouses (non-hazardous goods)
- Churches (and other membership organizations)
- Light Manufacturing
- Municipalities
- Apartments
How to quote
Please send submissions to arrowheadallrisk@arrowheadgrp.com; Small commercial property risks (TIV under $20M) can be quoted on arrowheadexchange.com.
Submission Requirements
- Named insured and mailing address
- Insured website
- Insured business description/operations
- Effective date
- Term requested
- Quote due date
- Limits, perils, coverages and deductibles requested
- Current layering and premiums
- Suggested layering
- Target pricing and TIV breakdown
- Loss history and any inspections or engineering reports
The Excel spreadsheet statement of values should include:
- Complete address, city, state, Zip Code, country
- Construction, occupancy and year built
- Square footage of building, number of stories and buildings
- Breakdown of values by coverage requested
- Sprinklered or non-sprinklered
- Fire protection codes
- Flood and wind zones if coverage is requested
For all accounts that are $1M – $20M in TIV per location (maximum $25M any one schedule), please login to www.ArrowheadExchange.com to submit business.